A financial companion built for Canadians

You're not broke.
You're just never quite sure.

Frankie makes you sure. She holds a picture of your finances that you build together, and gives you a straight answer the moment money comes up. Before you decide, not after.

In a real moment

Not a dashboard. A straight answer.

F
Frankie
Always here

The hockey player

Thinking about upgrading my truck. Payments would be around $650 a month. Am I in a position to do that?
Honestly, not right now. Your debt load is already a stretch, and that payment pushes you past where I'd be comfortable. Give it 90 days. Your line of credit is dropping fast. Ask me again in the fall and it could be a different answer.
Ask Frankie something...

How it works

The answer is always there. Before you need it.

Most financial tools react to what you have already done. Frankie works the other way. She already knows your situation and is paying attention when you are not.

01

You tell Frankie your situation

Connect your accounts or just tell her. Either way, you decide what's true. Four questions, five minutes, and Frankie builds a financial picture from what you confirm. A model you believe, because you built it.

02

Frankie holds it for you, and learns

Your picture stays current. Every conversation updates the model, and every correction makes it sharper. Frankie knows the why behind your numbers, not just the what.

03

She reaches out, and answers

Frankie watches the statement date creeping up and the charge that looks off. She starts the conversation you would not have started. And when you ask, she tells you whether you're okay, in plain language, not charts.

The difference

Reactive is the old model. Frankie works before.

Every major financial app makes the same bet. Show you your data and you'll make better decisions. A decade of evidence says otherwise.

Every other app

Reads your bank feed and tells you what you already spent.

Frankie

Holds your complete picture and answers before you spend.

Every other app

Treats the bank feed as the truth, with categories it guesses and often gets wrong.

Frankie

Builds from what you confirm. Connect your accounts if you want, but that data is a starting point. You decide what it means, and the trust compounds.

Every other app

Built in the US and bolted onto Canada. No RRSPs, no TFSAs, no CRA.

Frankie

Built in Canada, for Canadians. RRSPs, TFSAs, FHSA and CRA, native from day one.

Why Frankie exists

"I built Frankie because I know what it feels like to not know."

In the span of a few months, I lost my job, welcomed a new son, and moved my family to rural Northern Ontario. Everything about my financial life changed at once, and I had no clear picture of where I stood or what came next.

A spreadsheet wasn't enough. I needed to talk it through. I needed something that knew my complete situation, not just the numbers but what they meant, and could work with me in real time instead of handing me a plan and sending me on my way.

I looked for that thing. It didn't exist. Not for Canadians, and not with the kind of persistent, compounding relationship where every conversation makes the next one more useful.

So I built it. Frankie is what I needed that year. She's what I think a lot of Canadians need, and quietly know they don't have.

DS
Dan ScottFounder, Little Elm Acres Inc.

Built to trust

Your data, your model, your call.

You decide what's true

Connect your accounts or tell Frankie yourself. Either way, you confirm what's real and what it means. The model is always yours.

Your data is yours

Frankie learns from what you share. Your data is never sold, never shared, and never used to train anything.

Built for Canada

RRSPs, TFSAs, FHSA, LIRA, CRA and provincial tax, native from day one. Your information is processed and kept in Canada.

TFSARRSPFHSAData residency
Made in Canada

Stop wondering if you're okay.

Frankie makes you sure. She's in private beta now. Join the waitlist and be among the first Canadians to meet her.

Join the waitlist

No spam. No pressure. Just Frankie, when she's ready.

Join the waitlist